Terms of Use

Last updated: July 8, 2026

Acceptance

By using PayoffRoute, you agree to these terms. If you do not agree, please do not use the site.

Educational purposes only — not financial advice

All calculators, articles, and other content on this site are provided for general educational and informational purposes only. Nothing on this site constitutes financial, investment, legal, or tax advice, and nothing should be relied upon as such. Calculator results are estimates based solely on the numbers you enter and simplified models; actual loan terms, rates, payments, and outcomes depend on your lender, your credit profile, and your circumstances. Always verify important figures with your lender and consult a qualified professional before making financial decisions.

No warranty

The site and its content are provided "as is" without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. While we work to keep the calculators correct, we do not guarantee they are free of errors.

Limitation of liability

To the maximum extent permitted by law, PayoffRoute and its operators shall not be liable for any damages arising from your use of, or inability to use, this site or its content, including decisions made in reliance on calculator results.

Intellectual property

The content, design, and code of this site are owned by PayoffRoute unless otherwise noted. You may link to any page freely. You may not republish substantial portions of the content without permission.

Third-party links and ads

The site may contain links to third-party websites and may display third-party advertising. We do not endorse and are not responsible for third-party content, products, or services.

Changes

We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.

Contact

Questions about these terms? Reach us via the contact page.